Concept

Credit history

Related lectures (30)

Explores the innovations in FinTech and DeFi, covering topics such as digital footprints, stablecoins, and the impact on banking.

Credit Risk Management: Models and Challenges

Explores credit risk management challenges, models, and credit derivatives.

Untitled

Credit Analysis: Examples

Covers credit analysis examples, variations by loan type, and specific cases.

Bank lending & credit risk, part 1

Explores bank lending, credit risk, SVB's failure, loan terms, and state guarantees' impact on credit supply.

Sustainable Development Goals: Individual and Collective Actions

Emphasizes the role of individual and collective actions in achieving sustainability through the Sustainable Development Goals and the successes of the Millennium Development Goals.

Sustainable Development: Social Progress and Collective Action

Examines sustainable development, emphasizing the interplay between individual and collective actions in achieving social progress.

Bank Lending & Credit Risk

Explores bank lending, credit risk, types of loans, collateral importance, and loan guarantee programs during COVID-19.

Loan Sales & Securitization

Covers loan sales, securitization, risks associated with loans, and the process of moving risks off-balance-sheet.

GDP Per Capita Inequality: Countries

Explores GDP per capita inequality, economic growth trends, poverty traps, and the importance of openness in trade and development.

Travel Expenses Directive Revision

Covers the revision of EPFL's travel expenses directive and introduces new digital tools for expense reports and personal credit cards.

Bachelor Curriculum Overview

Covers the 2nd-year Bachelor curriculum at EPFL, including progression conditions, credit system, course options, and administrative procedures.

Accounting Basics: Debits, Credits, and Ledger

Introduces accounting basics such as the ledger, T-accounts, and debit/credit entries for recording transactions in businesses.

Legal Implications of Data Processing and AI

Explores legal obligations and ethical considerations in data processing and AI, covering consumer credit, data protection, and automated decision-making.

Bank Balance Sheets & Interest Rate Risk

Explores bank balance sheets, risks, and interest rate impact on performance metrics and risks faced by financial institutions.

Financial Intermediation: Course Introduction & Overview

Provides an overview of financial intermediaries, focusing on banks, their functions, risks, and regulatory aspects.

Credit Card Management: Monthly Statement Processing

Covers the processing of credit card monthly statements and invoice approvals within the EPFL system.

Loan Pricing

Delves into loan pricing, covering conditions for positive returns, institutional costs, loan loss, funding composition, interest rate evidence, and credit rationing.

Bank Capital & Funding

Covers credit risk structuring, bank capital ratios, funding determinants, and optimal capital structure, emphasizing interbank lending and covered bonds.

Credit Card Management: Monthly Statement Processing

Covers the processing of credit card monthly statements and supplier invoice management.